Skip to content

Conversation

@kutoft
Copy link
Contributor

@kutoft kutoft commented Feb 11, 2025

No description provided.

@vercel
Copy link

vercel bot commented Feb 12, 2025

The latest updates on your projects. Learn more about Vercel for Git ↗︎

Name Status Preview Comments Updated (UTC)
docs ✅ Ready (Inspect) Visit Preview 💬 Add feedback Mar 18, 2025 2:42pm

@kutoft kutoft requested a review from japes12345 February 14, 2025 16:17
@kutoft kutoft marked this pull request as ready for review February 14, 2025 16:17
legal/kyc.md Outdated
- **Selfie Verification**: Take a selfie to match against your ID document.
- **Address Verification**: Provide your current address to verify your residency.

!!! Troublshooting
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

typo

order: 11000
---

Votre protects borrowers from liquidation risk by hedging collateral upfront rather than waiting for price drops. This ensures liquidation-free borrowing for months at a time.
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

" for months at a time.` is confusing


Votre protects borrowers from liquidation risk by hedging collateral upfront rather than waiting for price drops. This ensures liquidation-free borrowing for months at a time.

Votre’s Offchain Intent Platform enables borrowers and solvers to negotiate terms before executing onchain transactions, providing just-in-time liquidity provision.
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

Solvers is confusing. Using "providers" or "liquidity providers" instead of solvers everywhere may be clearer


### Coordination Phase (Offchain)

- Borrowers request quotes from whitelisted solvers for a return cap.
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

"return cap"?


### Settlement Phase (Onchain)

- Upon acceptance, a marketmaker posts collateral (USDC) to guarantee the borrower’s upside.
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

marketmaker vs. provider vs. solver, we should use one.

I'd suggest provider, because this is what's the user will see in their wallet / block-explorer when interacting with the contracts


- Upon acceptance, a marketmaker posts collateral (USDC) to guarantee the borrower’s upside.
- Borrowers then post their collateral, which is swapped via Uniswap v3 to remove price risk.
- Borrowers receive a loan amount based on the loan-to-value (LTV) ratio, while the remaining collateral stays locked for settlement.
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

using "collateral" when referencing the cash (instead of underlying) token is very confusing

welcome.md Outdated
- [x] **Non-Custodial** – Users retain full control; positions can mature automatically.
- [x] **Liquidity-Independent** – No reliance on unsustainable yield farming.
- [x] **Interest-Free** – No ongoing interest payments; costs are priced into the initial terms.
- [x] **High LTV** – LTVs approach 100%, depending on marketmaker terms.
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

"approach 100%" is unrealistic. Maybe "as high as 95%"?

- [x] **Liquidity-Independent** – No reliance on unsustainable yield farming.
- [x] **Interest-Free** – No ongoing interest payments; costs are priced into the initial terms.
- [x] **High LTV** – LTVs approach 100%, depending on marketmaker terms.
- [x] **Collateral-Efficient** – Requires minimal collateral without introducing credit risk.
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

"Capital efficient"

welcome.md Outdated
- [x] **High LTV** – LTVs approach 100%, depending on marketmaker terms.
- [x] **Collateral-Efficient** – Requires minimal collateral without introducing credit risk.
- [x] **Asset-Agnostic** – Works with any ERC-20 asset pair with DEX liquidity.
- [x] **Minimized Hack Risk** – Only a fraction of traded value is ever at risk.
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

This is inaccurate, should be removed since hack / smart-contract risk is a complex subject

Copy link
Contributor Author

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

Do you feel it would be valuable to expand on this topic or just drop it completely?

Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

better to drop it since there's is nothing special we can say about this that's relevant to that section

welcome.md Outdated
- [x] **Collateral-Efficient** – Requires minimal collateral without introducing credit risk.
- [x] **Asset-Agnostic** – Works with any ERC-20 asset pair with DEX liquidity.
- [x] **Minimized Hack Risk** – Only a fraction of traded value is ever at risk.
- [x] **MEV-Protected** – Uses private mempools to prevent frontrunning.
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

not a thing on L2s

welcome.md Outdated
- [x] **Asset-Agnostic** – Works with any ERC-20 asset pair with DEX liquidity.
- [x] **Minimized Hack Risk** – Only a fraction of traded value is ever at risk.
- [x] **MEV-Protected** – Uses private mempools to prevent frontrunning.
- [x] **Oracle-Independent** – Uses Uniswap TWAP, avoiding reliance on offchain price providers.
Copy link
Contributor

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

Outdated and no longer correct

Copy link
Contributor

@carlosdimatteo carlosdimatteo left a comment

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

"Oracle-Independent – Uses Uniswap TWAP, avoiding reliance on offchain price providers"

not true , we moved away from uni twap and we're gonna use chainlink feeds

Copy link
Contributor

@carlosdimatteo carlosdimatteo left a comment

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

"without the delays associated with onchain transactions."

is that a real selling point for the audience we're targetting?

I think i havent seen blockchain speed advertised as a problem, specially versus traditional financial institutions 🤔

Copy link
Contributor

@carlosdimatteo carlosdimatteo left a comment

Choose a reason for hiding this comment

The reason will be displayed to describe this comment to others. Learn more.

" Utilize roll offers to adjust your loan terms as needed"

only "adjusting" term is duration and the roll offer is determined by the mm not the user 🤔

@kutoft
Copy link
Contributor Author

kutoft commented Feb 18, 2025

"Oracle-Independent – Uses Uniswap TWAP, avoiding reliance on offchain price providers"

not true , we moved away from uni twap and we're gonna use chainlink feeds

Do we want to reference this or just remove this line?

@kutoft
Copy link
Contributor Author

kutoft commented Feb 18, 2025

" Utilize roll offers to adjust your loan terms as needed"

only "adjusting" term is duration and the roll offer is determined by the mm not the user 🤔

fair, but from a brand, marketing, perspective I don't have a huge prob

@kutoft kutoft closed this Feb 18, 2025
@kutoft kutoft reopened this Feb 21, 2025
@kutoft kutoft merged commit fa5533d into main Mar 18, 2025
2 of 3 checks passed
Sign up for free to join this conversation on GitHub. Already have an account? Sign in to comment

Labels

None yet

Projects

None yet

Development

Successfully merging this pull request may close these issues.

4 participants